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Credit Cards For Excellent Credit
 
The cards listed below are Credit Cards for people who have Excellent Credit. If you don't have excellent credit, we would advise you not to apply for cards on this page as they will not be suitable and your application may be disapproved. Look through all the options below, compare, then apply. To search for other types of card, return to the main credit cards page.
 
 

#1 - British Airways Visa Signature Card®
     
 
  • You will get 50,000 bonus Avios after your first purchase
  • 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
  • Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening
  • That's enough Avios for one roundtrip business class reward ticket
  • New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
  • Pay no foreign transaction fees when you travel abroad
  • Earn 2.5 Avios for every $1 spent on British Airways purchases
  • Earn 1.25 Avios for every $1 spent on all other purchases
  • Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
Regular APRAnnual FeeBalance transfersCredit Needed
15.24% Variable$95Either $5 or 3% of the amount of each transfer, whichever is greater.Excellent
 
#2 - IBERIABANK Visa® Gold
     
 
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases.
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
Regular APRAnnual FeeBalance transfersCredit Needed
9.25-15.25% Variable$0 Intro: 1.99% 6 monthsExcellent
 
#3 - Slate® from Chase - No Balance Transfer Fee
     
 
  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*
Regular APRAnnual FeeBalance transfersCredit Needed
11.99% - 21.99% Variable$0None on transfers made within 30 days of account opening. All other transfers: Either $5 or 3% of the amount of each transfer, whichever is greater.Excellent
 
#4 - Slate® from Chase - No Balance Transfer Fee
     
 
  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
Regular APRAnnual FeeBalance transfersCredit Needed
11.99-21.99% Variable$0 Intro: 0% For the first 15 monthsExcellent
 
#5 - Citi® Platinum Select® MasterCard®
     
 
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*
Regular APRAnnual FeeBalance transfersCredit Needed
11.99% - 21.99%* (Variable)$0*3% of each balance transfer; $5 minimumExcellent
 
#6 - Citi® Hilton HHonors™ Visa Signature® Card
     
 
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*
Regular APRAnnual FeeBalance transfersCredit Needed
14.24% variable or 16.24% variable*$0Either $5 or 3% of the amount of each transfer, whichever is greater.Excellent
 
#7 - Citi® Diamond Preferred® Card
     
 
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Regular APRAnnual FeeBalance transfersCredit Needed
11.99% - 21.99%* (Variable)$0*3% of each balance transfer; $5 minimum.Excellent
 
#8 - Citi Forward® Card
     
 
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee
Regular APRAnnual FeeBalance transfersCredit Needed
12.99% - 22.99%* (Variable)$0*3% of each balance transfer; $5 minimumExcellent
 
#9 - Citi ThankYou® Preferred Card - $150 in gift cards
     
 
  • $150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.
  • 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Regular APRAnnual FeeBalance transfersCredit Needed
12.99% - 22.99%* (Variable)$0*3% of each balance transfer; $5 minimum.Excellent
 
#10 - Citi Simplicity® Card
     
 
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
Regular APRAnnual FeeBalance transfersCredit Needed
12.99 - 21.99% (variable)$0*3% of each balance transfer; $5 minimum.Excellent
 
#11 - Citi ThankYou® Preferred Card - 25,000 points - $250 in gift cards
     
 
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you're a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Regular APRAnnual FeeBalance transfersCredit Needed
12.99% - 22.99%* (Variable)$0*3% of each balance transfer; $5 minimum.Excellent
 
#12 - Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
     
 
  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
  • Full 1% cash back on all other purchases and eligible cash advances
  • No Annual Fee*
Regular APRAnnual FeeBalance transfersCredit Needed
12.99% - 22.99%* (Variable)$0*3% of each balance transfer; $5 minimum.Excellent
 
#13 - American Express® Premier Rewards Gold Card
     
 
  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
  • Introductory annual fee of $0 for the first year, then $175
  • Get a decision in as little as 60 seconds.
Regular APRAnnual FeeBalance transfersCredit Needed
N/A*Introductory annual fee of $0 for the first year, then $175N/A*Excellent Credit*
 
#14 - Visa® Black Card
     
 
  • Limited membership
  • 24-hour concierge service at your disposal
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Luxury gifts
  • Accepted globally; zero liability protection against unauthorized purchases
  • Made with carbon, not just another piece of plastic
Regular APRAnnual FeeBalance transfersCredit Needed
14.99%*$495.00*Yes*Excellent Credit*
 
#15 - Miles by Discover® Card
     
 
  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Regular APRAnnual FeeBalance transfersCredit Needed
10.99%-15.99% (Variable)*$0*Yes*Excellent
 
#16 - Simmons First Visa Platinum
     
 
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
Regular APRAnnual FeeBalance transfersCredit Needed
7.25%* (V)None*Yes*Excellent Credit*
 
#17 - American Express® Gold Card
     
 
  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Regular APRAnnual FeeBalance transfersCredit Needed
N/A*Introductory annual fee of $0 for the first year, then $125N/A*Excellent Credit*
 
#18 - Blue Cash EverydaySM Card from American Express
     
 
  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
Regular APRAnnual FeeBalance transfersCredit Needed
17.24%-22.24% Variable$0*Yes*Excellent Credit*
 
#19 - Blue Sky from American Express®
     
 
  • 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
  • No annual fee.
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time.
  • Get a decision in as little as 60 seconds.
Regular APRAnnual FeeBalance transfersCredit Needed
17.24%-22.24% Variable$0*Yes*Excellent Credit*
 
#20 - Delta Airlines - Gold Delta SkyMiles® Credit Card
     
 
  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings
Regular APRAnnual FeeBalance transfersCredit Needed
15.24% - 19.24% Variable$0 intro annual fee for the first year, then $95Yes*Excellent Credit*
 
#21 - Starwood Preferred Guest® Credit Card from American Express
     
 
  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65
Regular APRAnnual FeeBalance transfersCredit Needed
15.24% - 19.24% variable$0 introductory annual fee for the first year, then $65Yes*Excellent Credit*
 
#22 - The Platinum Card® from American Express
     
 
  • 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership
  • Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Fine Hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
Regular APRAnnual FeeBalance transfersCredit Needed
N/A*$450.00*N/A*Excellent Credit*
 
#23 - TrueEarnings® Card from Costco and American Express
     
 
  • American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Regular APRAnnual FeeBalance transfersCredit Needed
15.24% variable$0*Yes*Excellent Credit*
 
#24 - Chase Sapphire PreferredSM Card
     
 
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
Regular APRAnnual FeeBalance transfersCredit Needed
15.24% *(Variable)$95, waived first yearN/A*Excellent Credit*
 
#25 - Southwest Airlines Rapid Rewards® Plus Credit Card
     
 
  • Now! Earn a Free Flight after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more.
  • Earn unlimited Free Flights - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on Everything else
  • Your Bags Fly Free! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
  • No Change fees - if you need to change your flight, you won't be charged a fee
  • September 11th Security Fee Applies
Regular APRAnnual FeeBalance transfersCredit Needed
15.24%*(Variable)$69.00*Yes*Excellent Credit*
 
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We have organized the website to make it as easy as possible to identify cards, loans, mortgages and insurance that you will find most beneficial. However, we cannot guarantee that you will be approved for any financial service or offer displayed on Approvals.com because financial companies make decisions based upon personal circumstances, FICO scores, credit scores as well as other information and their criteria is subject to change and varies constantly.
 
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