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Credit Cards For Bad Credit
The cards listed below are Credit Cards for people who have Bad Credit. There are 3 cards that we recommend most of all for bad credit...

For an actual credit card we recommend the Orchard Bank MasterCard. If you want a prepaid card we recommend the Pink ACE Elite Visa Card. The final option is a secured card and in this instance we recommend the Applied Bank Secured Gold Card. Look through all the options below, compare and then apply.

To search for other types of card, return to the main credit cards page.

#1 - Pink ACE EliteTM Visa® Prepaid Card
     
 
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Regular APRAnnual FeeBalance transfersCredit Needed
N/A*up to $9.95 monthly*N/A*No Credit Check*
 
#2 - Orchard Bank Classic MasterCards®
     
 
  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
Regular APRAnnual FeeBalance transfersCredit Needed
14.99% - 24.99%, or 7.99% for secured cards$39 or $59 the first year, or $0 - $49 Introductury the first year, then either $35 or $59 per year thereafter14.99% - 19.99%, or 7.99% for secured cardsPoor - Bad, No Credit
 
#3 - READYdebit® Platinum Visa® Prepaid Card
     
 
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Free Credit Score Tracker
  • Free Online Bill Payment & Check Writing
  • No Credit Check, no Overdraft Fees or Balance Minimums
Regular APRAnnual FeeBalance transfersCredit Needed
N/AN/AN/AExcellent - Bad, No Credit
 
#4 - Applied Bank® Secured Visa® Gold Credit Card
     
 
  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Choose Your Credit Limit - From $200 to $5,000
  • Highest Ratings for Financial Strength and Security in the Country
Regular APRAnnual FeeBalance transfersCredit Needed
9.99% Fixed$50N/APoor - Bad, No Credit
 
#5 - KLS Prepaid Visa® RushCard
     
 
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Regular APRAnnual FeeBalance transfersCredit Needed
N/A*up to $9.95 monthly*N/A*No Credit Check*
 
#6 - NetSpend® Prepaid MasterCard®
     
 
  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
Regular APRAnnual FeeBalance transfersCredit Needed
N/A*As low as $5.00 monthly*N/A*No Credit Check*
 
#7 - Purple Diamond Prepaid Visa® RushCard
     
 
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Regular APRAnnual FeeBalance transfersCredit Needed
N/AN/AN/AExcellent - Bad, No Credit
 
#8 - Baby Phat Prepaid Visa® RushCard
     
 
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Regular APRAnnual FeeBalance transfersCredit Needed
N/AN/AN/AExcellent - Bad, No Credit
 
#9 - iBankUp Visa® Prepaid Card
     
 
  • Similar to a checking account, even if you have bad credit.
  • Free Direct Deposit from your employer. Deposit cash at 50,000 retailers.
  • Write personal checks online, we mail them for you!
  • All for only $0.99/monthly, including a Visa prepaid card
Regular APRAnnual FeeBalance transfersCredit Needed
N/AN/AN/AExcellent - Bad, No Credit
 
#10 - BuyRIGHT Pre-Paid MasterCard®
     
 
  • Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!
  • No credit check, 100% approved!*
  • Travel, Rent Cars, Reserve Hotels, Shop Online safely!
  • Online bill pay, Earn REWARDS, FREE Direct Deposit!
Regular APRAnnual FeeBalance transfersCredit Needed
N/AN/AN/AExcellent - Bad, No Credit
 
#11 - Walmart MoneyCardsm MasterCard® Prepaid Card
     
 
  • No issuance fee online
  • No credit check or bank account required
  • Use everywhere MasterCard® debit is accepted
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
Regular APRAnnual FeeBalance transfersCredit Needed
N/AN/AN/AExcellent - Bad, No Credit
 
#12 - Walmart MoneyCardsm Visa® Prepaid Card
     
 
  • No issuance fee online
  • No credit check or bank account required
  • Use everywhere Visa debit is accepted
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
Regular APRAnnual FeeBalance transfersCredit Needed
N/AN/AN/AExcellent - Bad, No Credit
 
#13 - Green Dot® Gold PrePaid Visa®
     
 
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Regular APRAnnual FeeBalance transfersCredit Needed
N/A*up to $5.95 monthly*N/A*No Credit Check*
 
#14 - Platinum Zero® Secured Visa® Credit Card from Applied Bank®
     
 
  • Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
  • Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $500 up to a maximum of $5,000
  • Zero - 0% Fixed APR on Purchases - No Intro Rates
  • Zero - 0% Rate Won't Change - Even If You're Late
  • Zero Application Fees
  • Zero Worries - Free Personal ID Theft Protection
Regular APRAnnual FeeBalance transfersCredit Needed
0.00%*$9.95 per month*N/A*Bad Credit*
 
#15 - mPower™ Visa® Prepaid Card
     
 
  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation and $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
Regular APRAnnual FeeBalance transfersCredit Needed
N/AN/AN/AExcellent - Bad, No Credit
 
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We have organized the website to make it as easy as possible to identify cards, loans, mortgages and insurance that you will find most beneficial. However, we cannot guarantee that you will be approved for any financial service or offer displayed on Approvals.com because financial companies make decisions based upon personal circumstances, FICO & credit scores as well as other information and their criteria is subject to change and varies constantly.
 
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