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Points Credit Cards
Updated: April 10th, 2012 by Timothy James -- We will cover two important areas here. Firstly, how to choose the most suitable Points Credit Card for your personal circumstances - and secondly, what the best card offers are for the current week. Read the guide then compare the cards! Alternatively, if you want search for other card types, you can do that here.
Read The Guide...
This guide
will give
you
important
information
you should
know before
applying;
such as:
How points
credit cards
work.
When, how and who
should use
them.
How to
choose your
card
carefully.
The Top 10
points cards
for this
week.
Compare The
Cards...
Looking for
the best
offers for
Points credit
cards?
>>
Click here
now
Recommended:
Most popular credit card in this category.
What are Points Credit Cards?
They
are
a
specific
type
of
reward
card
where
you
get
awarded
with
points
every
time
you
make
a
purchase.
The
number
of
points
you
earn
varies
depending
on
what
you
buy
and
who
your
card
issuer
is,
but
generally
you
get
1
point
per
dollar
spent.
You
can
then
redeem
your
points
for
things
like
gift
cards,
travel
discounts
and
merchandise.
How do they work?
They
work
in
exactly
the
same
way
as
other
credit
cards,
you
just
get
the
added
bonus
of
free
stuff
for
continued
use.
Every
time
you
use
your
card
to
make
a
purchase
you
are
awarded
with
an
associated
number
of
points.
So for example, if you spend $100 on groceries you earn 100 points, which is generally equivalent to $1 when you redeem. This may not seem like much but it is a free dollar at the end of the day and the dollars can add up!
Occasionally some card issuers offer double points when you shop in specific stores, or double points when you buy gasoline from certain filling stations. With these special offers, points can quickly stack up.
Who would
benefit from
this type of
credit card?
People
who
do a
lot
of
travelling,
as a
lot
of
airlines
now
do
their
own
points
credit
cards
that
give
great
discounts
off
internal
and
international
airfares.
Big
spenders
(even
if
they
shouldn't
be),
as
depending
on
which
card
you
have,
points
can
be
collected
when
shopping
at
department
stores.
Be sure to
choose your
card carefully.
Like
with
most
reward
based
credit
cards,
which
one
you
apply
for
should
be
determined
by
your
lifestyle,
where
you
would
gain
the
maximum
amount
of
points,
and
if
you
will
be
able
to
redeem
your
points
against
things
you
actually
want
and
will
make
use
of.
So
make
sure
you
read
carefully
how
and
when
you
can
collect
points
and
how
you
can
redeem
them.
The best Points Credit Card offers for the current week...
Whilst
other
finance
websites
usually
list
vast
numbers
of
available
credit
card
offers
on a
single
page,
in
our
view,
all
that
does
is
create
confusion
(and
a
lot
of
research
work)
for
you,
the
consumer.
We've
done
all
that
work
for
you.
The
top
cards
in
our
opinion
are
each
marked
with
5
stars.
Remember,
credit
card
companies
change
their
offers
all
the
time
and
the
below
information
is
correct
at
the
time
of
writing.
Be
sure
to
double
check
the
terms
of
the
offer
on
the
provider's
website
before
completing
an
application.
#1 -
Citi ThankYou® Preferred Card - 25,000 points - $250 in gift cards
Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
Introductory annual fee of $0 for the first year, then $175
Get a decision in as little as 60 seconds.
Regular APR
Annual Fee
Balance transfers
Credit Needed
N/A*
Introductory annual fee of $0 for the first year, then $175
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